Viewing 40 posts - 41 through 80 (of 99 total)
  • Bedroom tax,what's the fuss?
  • project
    Free Member

    Just imagine they take a step further, with all the houses on mortgages, that are under occupied, but the residents have lost their jobs are are curently geting council tax benefit and the intrest paid on their mortgages.

    Perhaps stop this after say 6 weeks long enough to get a new job, or the house has to be sold for whatever value that pays off the mortgage, and the residents move, or its given to someone on the housing list in need and the local housing assosiation carry on with the repayments for the new tennants.

    A win win situation for all .

    robdixon
    Free Member

    I think the figure for Bob Crow’s salary of £80K further up the thread is wrong – the last thing I read put his total package at around £145K in 2009 and it’s presumably gone up since then.

    Given his limited living costs it’s reasonable to assume that red Bob is actually a millionaire living in a council house subsidised by everyone else (given that he’s unlikely to be paying market rent and hence the council is not achieving the maximum income for it).

    thx1138
    Free Member

    So one of the fundamental problems is the attitude that has grown up over the last 40-50 years, that people in council houses, with the rent paid by benefits, somehow OWN the house and that it is THEIR house. It isn’t.

    It is their HOME though. That fact is indisputable.

    That, and the fact that they are part of a local community. Forcing them to move for purely economic reasons ignores this, and the impact of such measures. Not that the tories care about the social impact of their policies; after all, they don’t affect they themselves at all.

    Stop thinking that such things are being done because they are ‘necessary’. What is necessary, is to break down social barriers, and encourage better interaction and cohesion between members of society. Such a move will not actually ‘save’ money, as there will need to be a greater expenditure to fix the resultant issues. Things like this (and many other attacks on the poorest in our society) are being done for purely ideological reasons; crush the poor, starve them a little, make them grateful for whatever crumbs are then thrown at them.

    Divide et impera.

    mudshark
    Free Member

    Bob Crow – The creatures outside looked from pig to man, and from man to pig, and from pig to man again; but already it was impossible to say which was which.

    Lifer
    Free Member

    When there is no way to argue the actual points, mention Bob Crow.

    thx1138
    Free Member

    Why the tory obsession with Bob Crow? Regardless of his wealth, he is not a homeowner. And he will be paying full rent, as he earns above any threshold which would qualify him for any benefit. And I’d imagine, over his life he has probably paid well over even the ‘market value’ for his property, in rent, and is now ‘subsidising’ other people’s housing. And given that he has been extremely instrumental in getting better pay and conditions for hundreds of thousands of other people during his career, I’d say he’s done a tad more for greater society than pretty much anyone on here. Yet you’d begrudge him even a modest home on a council estate? And where is it that you live? What’s your home like? How many times have you managed to help secure better pay and conditions for other people?

    Mudshark; how ironic, that someone who professes to have ‘upper class’ roots, can accuse another of having their snout in the trough. 😐

    robbespierre
    Free Member

    That, and the fact that they are part of a local community. Forcing them to move for purely economic reasons ignores this, and the impact of such measures.

    We all sometimes have to move for purely economic reasons!
    This is the 21st century, not the 19th Century!!
    Millions of people move country for economic reasons, never mind move town or street.

    Some people expect to be totally insulated, by the state, from the realities of life!

    D0NK
    Full Member

    This is an opportunity cost to the council / tax payer.

    is the council actually there to make money tho? Is it not there to provide services, care for it’s inhabitants and create a community that people would actually want to live in?

    thx1138
    Free Member

    We all sometimes have to move for purely economic reasons!

    That’s fine, when it’s your own choice and such a move will benefit you and your family. A different story if it’s someone else forcing you to move for ideological reasons, in a manner that’s detrimental to your own situation.

    This is the 21st century, not the 19th Century!!

    And people should not be forced out of their homes simply because the tories claim it’s ‘necessary’. Because it isn’t. What is necessary, is for we as a society to address the issues of housing, and build more for those that need them. Oh, but that would push house values down. Not something a tory government would want.

    Again; stop thinking this is about ‘necessity’, because it’s not. It’s all about ideology.

    mudshark
    Free Member

    Mudshark; how ironic, that someone who professes to have ‘upper class’ roots, can accuse another of having their snout in the trough.

    I don’t follow. I ain’t upper class if that helps you?

    Reluctant
    Free Member

    “Bedroom tax; what’s all the fuss?”
    Well, here’s how I see it.People in social housing and living on benefits aren’t always the lifestyle unemployed scroungers. Many are people on benefits due to disability or chronic mental health problems. Until the health service has the resources to help them, they’re effectively on the scrapheap ~ discarded by society. A single person housed in a two bed flat won’t always have the alternative of a one bedroomed premises as councils simply don’t have them. Moving costs money too. Ok for you or I, we hire a man with a van or truck and move ~ a person without a pot to piss in can’t do that. Plus there are always other associated costs with a move. Where they live, vulnerable people also have roots, friends and a support network; all that is lost if they move to another area which can compound isolation. As it stands now, people will typically have to find £10 to £20 per week out of their meagre benefits to top up the rent. Not even IDS could manage that. At the last budget, I come out about £195 per annum better off. I’d rather not have that money and that people who need it had it.

    ormondroyd
    Free Member

    “Market rate” in housing is utterly distorted.

    We’ve got a huge house price bubble, and governments will do anything they can to prop it up (e.g. offering to subsidise people’s deposits) because they’re terrified of the ramifications of large numbers of middle class baby boomers suddenly finding out much of their wealth is built on:

    a) Hot air/asset overvaluation
    b) A huge “trickle-up” from the younger and poorer as a result of the inflated rents and property prices they end up paying to get a roof over their head, as a result of (a).

    Until housing is a proper, un-propped-up, undistorted actual market, it’s brutal to base social housing policy on “market rates”

    thx1138
    Free Member

    I don’t follow. I ain’t upper class if that helps you?

    So, you’ve never benefited from any social institutions yourself? Such as state education? State healthcare? Emergency services? Etc?

    Bob Crow chooses to remain in a flat he pays full rent for. Why do you have a problem with that?

    mudshark
    Free Member

    Are they allowed to take in lodgers? Maybe the answer is to give the option of taking in a council nominated lodger? Not very appealing I’m sure but if there’s a rental benefit then it could help some?

    robbespierre
    Free Member

    And people should not be forced out of their homes simply because the tories claim it’s ‘necessary’.

    As per my first post. There is an issue with the attitude of “their” homes.
    If I lose my job and can’t pay my mortgage, then very soon afterwards “my house” will become the bank’s house.

    I am all for house price stability/gently falling, but that is an entirely different issue.

    mudshark
    Free Member

    Bob Crow chooses to remain in a flat he pays full rent for. Why do you have a problem with that?

    He pays less than he would if it was a private sector flat, his place could be occupied by someone who needs it; so yeah that’s not so great.

    robbespierre
    Free Member

    Bob Crow chooses to remain in a flat he pays full rent for. Why do you have a problem with that?

    It’s OK Bob, nobody’s getting at you 😉 😛

    thx1138
    Free Member

    As per my first post. There is an issue with the attitude of “their” homes.

    And what’s wrong with that? What’s wrong with someone establishing a home? Everyone needs a home, wouldn’t you agree? Everyone has the right to a home, regardless of wealth, no?

    If I lose my job and can’t pay my mortgage, then very soon afterwards “my house” will become the bank’s house.

    And I suppose you’d just shrug, accept it and move on? What if you were forced to move far from friends, family etc? What if you relied upon those close networks for support?

    There are myriad factors you’re simply not seeing/choosing to ignore.

    I am all for house price stability/gently falling, but that is an entirely different issue.

    I’d quite like to see house prices crash to such an extent they were brought back in line with peoples’ earnings. So that more people were able to afford their own homes, and knee-jerk Daily Mailers didn’t get so wound up about other folk living in social housing.

    thx1138
    Free Member

    He pays less than he would if it was a private sector flat, his place could be occupied by someone who needs it; so yeah that’s not so great.

    What he pays is irrelevant. He needs a home; why shouldn’t he continue to occupy the one he’s got?

    Crow turned down the right to buy the modest end-of-terrace property in Woodford Green because he ‘believes social housing stock should remain available for future generations’.

    From the Daily Mail, no less. 😕 So, Bob is actually ensuring that the home he lives in remains in the ‘public’ sector, rather than become private property. Sticking to his ideals and principles. Admirable.

    Do you have any spare rooms? Will you be offering them to needy people? Or will you just expect someone else to do that?

    And you haven’t answered my earlier questions re education, healthcare etc.

    robbespierre
    Free Member

    Everyone has the right to a home, regardless of wealth, no?

    Our welfare state provides a safety net that protects people from being homeless, starving or dying from curable illness.
    It does not give people a “right” to the home that they want in the area that they prefer.

    There needs to be a serious rebalancing of rights and responsibilities throughout our society – not just for people on benefits.

    mudshark
    Free Member

    And you haven’t answered my earlier questions re education, healthcare etc.

    Not sure why it’s relevant; if I was taking advantage of a soup kitchen then that would be a fair comparison – I could do get away with it but I would deserve to be considered a right ar5e.

    MoreCashThanDash
    Full Member

    I have twice uprooted myself from an established home area in order to find work – not ideal but I didn’t have the choice of staying put in social housing.

    And this change only brings the social housing benefit claimants in line with the rules for those claiming in the private rented sector, albeit with more exemptions.

    The issue is made worse by lack of investment in social housing by governments over the last 30 years. And both parties have been in power for big chunks of that time.

    thx1138
    Free Member

    Our welfare state provides a safety net that protects people from being homeless, starving or dying from curable illness.
    It does not give people a “right” to the home that they want in the area that they prefer.

    Actually, our laws do give people the right to have somewhere to live (as long as they satisfy certain criteria). And if you do qualify, then it is the legal duty of the local authority to provide you with suitable housing.

    No one mentioned anything about ‘he home that they want in the area that they prefer’. That’s you, trying to introduce another caveat to support your disintegrating argument.

    Most social housing tends to be in ‘less desirable’ areas. That some of those areas have become ‘desirable’ by those seeking cheap properties in an overinflated market (that’s your ‘right to buy’ scheme working there), does not mean that those already living in an area are no longer entitled to live in a community they have helped create, simply because someone with more money wants rid of them. That’s called ‘social cleansing’, and is socially very destructive.

    There needs to be a serious rebalancing of rights and responsibilities throughout our society – not just for people on benefits.

    You’re right. Maybe people should not buy up social housing simply because they want to own their own home, then? Because this deprives others who need housing, somewhere to live.

    thx1138
    Free Member

    Not sure why it’s relevant; if I was taking advantage of a soup kitchen then that would be a fair comparison – I could do get away with it but I would deserve to be considered a right ar5e.

    No it wouldn’t. You’re now resorting to desperate measures because your argument is flawed.

    Bob Crow needed a home. A local authority provided him with one. He still needs a home, and he pays to live there.

    Did you receive a university education in the UK? If so, did you pay all of your fees? If not, and if you are in a financial position to do so, are you paying back those fees?

    That’s a fair comparison.

    robbespierre
    Free Member

    You’re right. Maybe people should not buy up social housing simply because they want to own their own home, then? Because this deprives others who need housing, somewhere to live.

    Ah, so you only object to people withmoney having a right to their own home?
    😉

    I was a labour party member fighting the right to buy in the late 80s, so don’t preach to me!
    However, we are where we are (as Tiger would say) and there will be no massive public investment in social housing for the forseeable future (probably ever), so it’s pointless going over this ground again.

    thx1138
    Free Member

    Ah, so you only object to people withmoney having a right to their own home?

    No. Don’t know where you got that idea from. 😕

    I was a labour party member fighting the right to buy in the late 80s, so don’t preach to me!

    Yet you’ve now adopted tory values? 😕

    mudshark
    Free Member

    He’s getting subsidized accommodation he would not be eligible for if he didn’t already have it – he can’t be forced out so he stays; morally OK? You seem to think so but others don’t.

    I didn’t stop anyone else going to Uni and everyone is allowed to go no matter how well off they are. But there are people waiting to move into a place such as Bob’s house.

    yunki
    Free Member

    Our welfare state provides a safety net that protects people from being homeless, starving or dying from curable illness.
    It does not give people a “right” to the home that they want in the area that they prefer.

    nope it most certainly does not.. you are given an choice of allocated housing, suitable to your family’s basic requirements, this will include taking into account your family support network eg. where you work and where your relatives live..

    My family have been very lucky as a result of the new housing shakeup and have landed exactly where we want to be..

    tee hee, and indeed, ner ner ne ner ner 😀

    thx1138
    Free Member

    He’s getting subsidized accommodation he would not be eligible for if he didn’t already have it – he can’t be forced out so he stays; morally OK? You seem to think so but others don’t.

    The ‘subsidized’ bit has already been done; it’s not. Fact is, he was once eligible, and is still legally entitled to remain in his home. Which he pays full rent for, and I’d imagine has probably contributed more than it’s market value in rent, over the years. So morally, there is absolutely no issue.

    But there are people waiting to move into a place such as Bob’s house.

    But his home is not available at the moment, as he is occupying it. He needs somewhere to live, is legally entitled to remain there, so that’s pretty much the end of that. He isn’t preventing anyone else from having a home. Indeed, as I’ve already stated; he’s probably now helping to subsidize social housing for others. That there is a social housing shortage isn’t Bob Crow’s fault; for that, you must look to the sell off of public housing and the lack of replacement. But it’s easy to blame someone who you are ideologically opposed to, rather than look at the failings within your own ideologies. Did Bob Crow create the housing bubble that means many people can’t afford to buy their own home? No. Who did?

    I didn’t stop anyone else going to Uni and everyone is allowed to go no matter how well off they are

    You having a place at uni would have prevented someone else from going, using your logic, as there is a finite amount of places.

    If you could afford it, why did you not go to a private university, and leave that place for someone unable to pay for private education?

    mudshark
    Free Member

    Please give me some figures to prove that he isn’t getting cheap accommodation. As for Uni – my courses weren’t maxed out, not that I could have afforded to pay for my education back then.

    Oh well, you seem happy to stick up for a wealthy socialist – that Daily Mail article you linked to made him sound even more of an ar5e than I thought he was but he’s still OK in your books. Reality is someone could benefit if he decided to move out of his house.

    thx1138
    Free Member

    not that I could have afforded to pay for my education back then.

    Yet you still remain educated at public expense.

    Oh well, you seem happy to stick up for a wealthy socialist

    So Socialists aren’t allowed to be ‘wealthy’ then? Even if they’ve worked hard all their lives, and their endeavours have benefited many others in society?

    that Daily Mail article you linked to made him sound even more of an ar5e than I thought he was

    Personally I thought that article made the Daily Mail look even more like a hysterical reactionary right-wing rag than I thought it was.

    Actually, no it didn’t. I always knew the Daily Mail was a hysterical reactionary right-wing rag. Which is why I don’t take it seriously as a newspaper, unlike some people. 😆

    Reality is someone could benefit if he decided to move out of his house.

    But he’d then still need a home. 😕

    mudshark
    Free Member

    You are sticking up for a wealthy socialist – I am sticking up for the less well off. He can buy I home pretty much anywhere he likes – even if prices are far too high.

    Oh, and The Sun says he’s getting a cheap deal so must be true:

    http://www.thesun.co.uk/sol/homepage/news/3507276/Union-fat-cat-Bob-Crow-on-half-rent.html

    thx1138
    Free Member

    I am sticking up for the less well off

    😆

    littlemisspanda
    Free Member

    If I thought this would actually save any money or do any good, I’d be for it. The principle is deceptively simple (hence its appeal to Daily Hate readers :-O) but the reality is far more complex. Some families could be forced out of bigger properties into smaller ones that might actually be more expensive – it doesn’t always follow that a 2-bed property is cheaper than a 3-bed, especially if people are forced into the private rented sector and their housing benefit might have to go up to compensate.

    Fed up with this government making stupid gestures to appease the right wing “scrounger haters” which are meaningless to the average working person that they claim to represent.

    ormondroyd
    Free Member

    Tory logic:

    Some people, who don’t have the unassisted means to obtain shelter in our ridiculous housing market, have one more room than they could conceivably cram into: PUNISH THE SPONGERS

    A man who owns outright a large house and horse paddock, each independently registered, changes around his first/second homes AND REMORTGAGES THE HOUSE AND PADDOCK so he can claim expenses from public funds to pay for them, making himself a tidy six figure sum, despite the fact that a horse paddock is NOTHING to do with his public job: Move along, nothing to see here, in fact let’s make him Chancellor

    cheekyboy
    Free Member

    The Bedroom tax, don`t tell my missus………..ooooerr

    She`ll want a new set o pearls an one of them Eye pads

    thx1138
    Free Member

    Inevitably, someone will come along and make some sort of crude and frankly unnecessary comment about giving her a pearl necklace. 😐

    nealglover
    Free Member

    If you could afford it, why did you not go to a private university, and leave that place for someone unable to pay for private education?

    Because we have loads of those in the uk don’t we 😐

    thx1138
    Free Member

    Nothing’s stopping anyone going abroad to study, is there? Plenty of students do just that.

    And nobody’s stopping anyone who got a wonderful free university education here from making a donation equivalent to the cost to an overseas student (or at current fee rates which all students must now pay) tot he university they studied at, once they’ve become economically successful, are they? No.

    mudshark
    Free Member

    But you don’t mind someone who earns over £100k paying 1/2 market rent and taking the place of a low income family? Are you his special friend?

Viewing 40 posts - 41 through 80 (of 99 total)

The topic ‘Bedroom tax,what's the fuss?’ is closed to new replies.