My all time favourite was when I lost my job in 1999, I cashed in all my savings and found I had enough to pay off my mortgage. That profoundly changed the picture for me, so off I went to the Bank/Building thingy, and announced my intention only to be met with the following :-
1) A Fixed rate mortgage of Approx £400 per month with the fixed rate term due to end in under 2 months, they wanted me to pay a penalty of £1200 to finish early…. Absolutely would not budge on it, so I simply defaulted on the last two payments.
2) I was also at the same time told that I would have to see a debt counciller…. Because I wanted to pay off my mortgage??? Which I ultimately did in cash just to make the point
WTF ???
Suffice to say I received compensation in the end, but who the **** do these people think they are treating their customers like that???
The bank/BS in question is part of the highly successful and well run organisation whose intitals are HBOS.
Utter twunts in my experience.