Me and my wife have separate accounts where our wages get paid. We have a joint account which we both have standing orders in to. The joint account covers all bills, mortgage, food etc. We earn different amounts and our circumstances change so we adjust the proportion we pay in accordingly. The money in our own accounts is our own to do with what we please.
I really don’t understand couples only having one account. Mate of mine does, and if his wife buys something he gets resentful and wants to buy something for himself, almost retaliatory. Crazy I’d you ask me…