Student loan (comes out before tax, and im from the generation that got decent interest terms)
Last payment of a 0% finance deal (road bike…) gets paid next friday (a crushing £50)
Tend to go into my overdraft each month, but pay it off completely every month.
No mortgage
So, in answer to the question, no 🙂
Every time this question comes round I’m always surprised by the number of people who don’t consider a mortgage to be debt.
Stop paying your unsecured debt, the bank will hassle you like mad.
Stop paying your mortgage, the bank will take your home.
I know which one I’d be most concerned about being able to pay.