The opposition to the coalition have been bleating loudly about austerity cuts, but my take is that we haven't really had any significant cuts so far. This article articulates what I have been thinking.
One big cut that will soon begin to hurt people is the reduction/loss of the children's allowance.
Until this month, my now ex-wife was receiving around £1760 per annum for our two children. As she earns a few grand over £50k, she will get next to nothing. This comes at a time when she is about take out a big mortgage to buy me out of the marital home. She will also have all the bills I used to pay, so her era of austerity is going to hit her like a steam train. Means testing is so crude, not that I wish to defend my wife's predicament - she chose that route and without any discussions about how how we might have mitigated the situation for the benefit of our kids - very upsetting, but I've a clear conscience!
What an individual earns is only half the equation. The other half is about your non-discretionary commitments. Two people earning the same money will have vastly differing amounts of disposable income. So the means testing system is fundamentally unfair.
I conclude that this particular benefit should never have been paid in the first place.
Benefits are an overhead to the tax payer and this restricts growth. In the case of child benefit, if you can't afford children, don't have them, unless you are happy to take full responsibility for them. If we did so, Jeremy Kyle would be out of a job!