I'm Secretary of a canoe club and have been prompted to consider my personal liability in this role.
The club is very small and in truth is just a bunch of people who share a pool of kit and do the occasional informal 'meet'. We don't offer training or formal club activities. We don't monitor competence and any member can do what they want with boats at their own risk (when you sign up for the club you sign a statement about risk to this effect). However we are affiliated to Canoe England from whom we get liability insurance.
So my question is should someone die using club kit or in an informal club activity might I as an officer of the club find myself in front of a coroner? Might I even find myself subject to criminal proceedings?
For canoeing, replace 'cycling', 'sailing' etc etc.