I'm talking about the people who insist on wearing mountain bike stuff as a kind of rebellious 'I'm not wearing lycra because I'm a mountain biker' despite riding road bikes.
Yes, as grum says, there are people who don't have loads of kit, but this is STW, where razors, kitchen knives, coffee machines, watches and so on are all considered to be worthy of discussion and spendiness.
My point is that there is the right kit for the job, whether swimming, hill walking, climbing, sleeping or riding bikes. The adoption of the baggy uniform that characterises UK mountain biking does not mean it is the right kit for all bicycle related activity.
...and peaks on mountain bike helmets always seemed silly to me; what do they actually do other than mark the helmet out as a 'mountain bike' helmet?