- This topic has 28 replies, 25 voices, and was last updated 13 years ago by donsimon.
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70% increase on wife's car insurance
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Harry_the_SpiderFull MemberPosted 13 years ago
Eh?
Another year’s no claims. Car now kept on drive. 70% more.
If this was France I would riot.
lungeFull MemberPosted 13 years agoIs that the renewal cost? Is so then ignore it and shop around, my renewal with a mikey take.
Harry_the_SpiderFull MemberPosted 13 years agoRuining the afternoon with various insurance sites as we speak. Robbing b’stards.
robbo1234bikingFull MemberPosted 13 years agoWe only managed to get £20 of this year taking it down to £200.
robbo1234bikingFull MemberPosted 13 years agoThink my mrs went through Diamond (is that the woman specific one?) Includes handbag cover!
jwtFree MemberPosted 13 years agoCheck the Money saving expert site for his current favourite comparison sites, and ‘do’ them all, then see if the cheapest have any ‘quidco’ cash back deals.
Takes a while , but I halved my quote/premium and got *£34 cash back as well.* hasn’t turned up yet but can take 6 weeks…….
cinnamon_girlFull MemberPosted 13 years agoRenewed mine recently and was shocked at the increase. Maximum no claims for donkey’s years and a dull small engined car.
I also got on-line quotes as well as using comparison sites. Read the small print carefully! I was shocked at the excess that some insurance companies proposed – £400 anyone?
Edit: please – no trouble-making about women drivers! 🙄 Men will be affected too.
iain1775Free MemberPosted 13 years agosounds silly but check her job title the insurance company have
I changed mine (still reflecting what I do) and the premium dropped £40 just like that!
After searching internet and ringing my insurance company up twice I eventually saved £98 on the initial price they quoted me and the wife (we have Admiral multicar policy) and that was then just about the cheapest I could find anywhereedhornbyFull MemberPosted 13 years agoinsurance companies will bump the renewal hard if it thinks you won’t bother to shop around, if you’ve been with the same person for a couple of years they will test your resolve
I know people who have done all the comparators and found that a new policy number with the same provider is cheaper than renewal on the existing policy number!! reason being that encouraging people to use the web only and not phone them is cheaper
stumpy01Full MemberPosted 13 years agomileage changed? address? job title?
I went with Aviva this year who aren’t on comparison sites (I don’t think).
They were loads cheaper than any other quote.mcmoonterFree MemberPosted 13 years agoYep, mine doubled this year, told them I’d go elsewhere, they reduced it by £20. I went elsewhere and found it for half their renewal. Shop around.
LeeWFull MemberPosted 13 years agoMy renewal has gone up 50% this year too, tried all the comparison sites and couldn’t get a noticably better deal elsewhere. It’s gone blumming ridiculous.
petrieboyFull MemberPosted 13 years agoJust insured mrs petrieboys car with admiral (which is diamond and elephant too). Told them the car was parked over night in the garage (which it usually is) but the helpful chap I spoke to told me it would be £40 cheaper if it was parked on the road!!!! My SP50 saved another £20 also. Mental!!
RS4KEVFull MemberPosted 13 years agoSame problems (£480 for wife’s 5 yr old Polo!) – shopped around and setlled at £190 with Hastings
Seems to vary on the car, my
popularBMW miles cheaper with Avivajohn_drummerFree MemberPosted 13 years agoDirect line been the cheapest I’ve seen
it’s been a long long time since DL were the cheapest I could find.
+1 Shop around.
I was with Swinton, my renewal would have taken my monthly premium up from £28 to over £40 if I didn’t do anything about it. I shopped around, found a deal with AXA which worked out at about £25 a month.
Something else I found when shopping around, which might be worth noting – if I just had me on the policy, it was substantially more expensive than if I added Mrs_d to the policy, despite the fact that I’ve been driving 10 years longer than her.
Job Title does make a difference too – I’m a computer programmer, she’s a civil servant.
Some companies will not insure people in the entertainment industries (no, I don’t count myself, for me it’s a hobby, not a job), others won’t touch sports people.wait4meFull MemberPosted 13 years agoI still had the search results from last years comparison sites when I came to renew recently. Gone up £100 in 12 months and I’ve declared less miles. No accidents/convictions etc. It’s criminal I reckon. I thought the sole thing good about hitting 40 was cheaper insurance…appears I was wrong.
boxelderFull MemberPosted 13 years agoTry Brentacre in swansea – real people and £180 cheaper for my wifes (compared to Tesco)
juanFree MemberPosted 13 years agoI am amazed that the job title can have an effect on the price of your car insurance.
kaesaeFree MemberPosted 13 years agoInsurance companies are complete scum, just like those brain farting wind bags in the judicial system that enforce the law.
You can’t drive without insurance, but you can’t get a fair deal anywhere, as the insurance companies control the market 😯
Harry_the_SpiderFull MemberPosted 13 years agoMy wife is a librarian, she drives a Ford Fusion, does 500 miles a year, parks it on the drive, only 1 year NCD, never had a bump or points. She was quoted £900 give or take a few quid!
Found one £300 cheaper. Still looking.
SpongebobFree MemberPosted 13 years agoI went with Aviva this year who aren’t on comparison sites (I don’t think).
They were loads cheaper than any other quote.I often wonder if anyone ever finds them cheaper, coz in my experience, they are ALWAYS much more expensive than any quote i can find through various sources.
Perhaps they don’t like low risk area, middle aged, low annual mileage drivers with clean licenses and clean driving history! 😯
BigMFree MemberPosted 13 years agoI work for an insurance company, we all just sit there and laugh at the prices we charge punters whilst sipping champagne 🙄
Actually most insurance companies don’t make that much money from motor insurance, there are a considerable amount of claims out there to be paid for and remember the insurance companies also plough cash into a fund to cover incidents where drivers are uninsured. So if more people paid for insurance and less crashed it’d be alot cheaper.
Harry_the_SpiderFull MemberPosted 13 years agoOne lot won’t insure me as a second driver. I’ve had one bump and no points in 24 years. Gah.
2unfit2rideFree MemberPosted 13 years agoI went with Aviva this time on my wife’s passat, they were stupid cheap, to the point I had to call them & confirm all the details were correct. They quoted £224 for me & the wife on a 08 passast diesel 170 sport, balmy, VW quoted £1600!
Anyway, my brother is a broker, he reckons things have/will go up 40%, someone has to pay for all the tossers that have been claiming whiplash compensation after a 5mph shunt! We had a guy on a test drive nudge the rear bumper of an old Mondeo worth about a hundred pounds, he claimed & got £7k despite us taking pictures of the lack of damage to our car & telling our insurance co it was fraud.
I once had a (makes no difference) person drive into the side of me in stationary traffic, admit liability, then later try & claim it was my fault & claim for injury
What goes around comes around, suck it up chaps 🙁
donsimonFree MemberPosted 13 years agoI have been for Direct Line for a few years and every year we go through the same game. The send me the renewal cost and I balk. I will give them a significantly lower and demonstrable price which I’ve taken from another company, they balk. I simply let them know I’m moving to the new, cheaper company and they drop the price.
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